The complete platform for in-house lending
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Full Lending Cycle
The entire decisioning workflow
Review applications, verify income and identity, make decisions, and generate contracts — every step of the lending cycle in one place, without switching between tools.
Your rules, your structure
Build worksheets around your lending criteria
Customize worksheets to reflect your own rate programs, fees, and lending parameters. Every deal gets structured to your criteria before it reaches a decision — no manual adjustments, no generic templates.
Automated income
See verified income without the manual work
AI-powered tools extract and analyze income data automatically. View income, expenses, and cashflow without manual calculations or building spreadsheets.
Cross Referenced Data
Flag fraud automatically
Identity Mesh cross-references income, identity, and bureau data automatically to flag inconsistencies — so your team spots issues without hunting through documents.
Catch inconsistencies automatically
Built-in alerts surface everything that needs attention so nothing gets missed. Review, clear, or escalate any alert in seconds, with every action logged by name and timestamp.
Meet compliance requirements on every file
KYC for individual borrowers and KYB for business customers, with sanctions screening included. Every step logged in a full audit trail built for FINTRAC reporting.
Expand your lending pipeline
Receive applications from financing partners across Canada, including a national network of dealerships for auto lenders. Another active channel for new business, entirely on your terms.